How Do I Choose Between Lease-to-Own Companies in Stroud, OK?
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. When looking at companies like Progressive Leasing in Stroud, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Stroud, OK to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
Stroud Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Stroud, OK? And how does Acima Leasing work? They both have similar application steps. Shop at your favorite eligible stores in Stroud, pick out the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!
How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Stroud, you may be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Stroud vs. Acima Leasing?
While the application processes for Acima Leasing and Progressive Leasing in Stroud, OK are alike, their requirements are different. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Stroud, OK, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Stroud shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Acima Leasing vs. Progressive Leasing Stores in Stroud, OK
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Stroud allows you to shop at thousands of Stroud stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Stroud, OK stores.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Stroud, OK?
Acima Leasing and Progressive Leasing in Stroud, OK follow similar guidelines for leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Better: Acima Leasing or Progressive Leasing in Stroud, OK?
The decision of which Stroud, OK lease-to-own company to choose is entirely yours to make. The best option for you depends on which Stroud retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.