Lease-to-Own in Ponca City, OK: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Ponca City, OK? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Ponca City, OK

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but lack the funds. Ponca City is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Ponca City, OK to help you determine which company has the application process, requirements, and store selection that sounds best for you.

Ponca City Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Ponca City, OK? What about Acima Leasing? They both have similar application steps. Shop at eligible retailers in Ponca City, select the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Ponca City!

Lease-to-Own Requirements for Progressive Leasing in Ponca City vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Ponca City, OK are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Ponca City, OK, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Ponca City shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Ponca City, OK

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Ponca City, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Ponca City, OK, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Ponca City, OK?

You'll find that Progressive Leasing and Acima Leasing in Ponca City, OK  have similar leasable items. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Acima Leasing or Progressive Leasing the Best Ponca City, OK Lease-to-Own Company?

The choice of lease-to-own company in Ponca City, OK is entirely in your hands. The best option for you depends on approval requirements, which stores in Ponca City you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.