You need a lease-to-own option in Owasso, OK — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.
Choosing Your Owasso, OK Lease-to-Own Company
When picking a lease-to-own company in Owasso, OK, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Owasso so you know which company is your best fit.
Snap Finance in Owasso, OK vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Owasso, OK tend to work the same way. First, you pick from a list of approved Owasso retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance in Owasso, OK or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Owasso, OK?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Owasso, OK. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Owasso, OK Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Owasso, OK and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Owasso and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Owasso, OK, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Owasso, OK?
Everyone in Owasso, OK deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Owasso, OK, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Owasso, OK also requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Owasso, OK, the Choice Is Yours
Many shoppers across Owasso, OK can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.