How to Choose a Lease-to-Own Company in Marietta, OK
When comparing lease-to-own companies in Marietta, OK, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Marietta and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Marietta, OK Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Marietta, OK tend to work the same way. To start, you choose an approved retailer in Marietta and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Marietta, OK will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Marietta, OK Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Marietta, OK. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Marietta, OK Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Marietta, OK as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Marietta stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Marietta, OK.
What’s Needed to Apply for Acima Leasing or Snap Finance in Marietta, OK
Snap Finance and Acima Leasing both want to help shoppers in Marietta OK get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Marietta, OK. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Marietta, OK, you will also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Marietta, OK? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Marietta, OK shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.