Choosing a Lease-to-Own Company in Lexington, OK
When selecting a lease-to-own company in Lexington, OK, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Lexington and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Lexington, OK
How does Acima Leasing work? Or Snap Finance? Most Lexington, OK lease-to-own companies operate similarly. You shop in person or online at an approved Lexington retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Lexington, OK will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Lexington, OK?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Lexington, OK. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Lexington, OK
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Lexington, OK retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Lexington stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Lexington, OK or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Lexington, OK
Everyone in Lexington, OK deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Lexington, OK, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Lexington, OK, you will also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Lexington, OK Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Lexington, OK shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.