Choosing Your Guymon, OK Lease-to-Own Company
When choosing a lease-to-own company in Guymon, OK, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Guymon and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Guymon, OK
How does Snap Finance work? Or Acima Leasing? Whichever Guymon, OK lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Guymon and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Guymon, OK or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Guymon, OK?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Guymon, OK. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Guymon, OK
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Guymon, OK as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Guymon stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Guymon, OK stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Guymon, OK?
Snap Finance and Amica Leasing are dedicated to helping Guymon, OK shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Guymon, OK. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Guymon, OK requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Guymon, OK, the Choice Is Yours
Many shoppers across Guymon, OK can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.