Choosing a Lease-to-Own Company in Guthrie, OK
When selecting a lease-to-own company in Guthrie, OK, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Guthrie and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Guthrie, OK Work
How does Snap Finance work? Or Acima Leasing? Most Guthrie, OK lease-to-own companies operate similarly. You shop in person or online at an approved Guthrie retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Guthrie, OK will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Guthrie, OK?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Guthrie, OK. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Guthrie, OK Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Guthrie, OK and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Guthrie and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Guthrie, OK, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Guthrie, OK?
Both Snap Finance and Amica Leasing support Guthrie, OK residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Guthrie, OK. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Guthrie, OK, you will also need at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Guthrie, OK? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Guthrie, OK. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.