What to Look for in Durant, OK Lease-to-Own Companies
When choosing a lease-to-own company in Durant, OK, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Durant so you know which company is your best fit.
Snap Finance in Durant, OK vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Durant, OK lease-to-own companies operate similarly. First, you pick from a list of approved Durant retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in Durant, OK or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Durant, OK Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Durant, OK depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Durant, OK
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Durant, OK retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Durant businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Durant, OK, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Durant, OK
Snap Finance and Acima Leasing both want to help shoppers in Durant OK get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Durant, OK, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Durant, OK requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Durant, OK? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Durant, OK shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.