Choosing Between Acima Leasing and Progressive Leasing in Commerce, OK

Who do you go to for lease-to-own solutions in Commerce, OK? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Commerce, OK

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but are low on cash. You have your choice of companies like Progressive Leasing in Commerce, but how do you know which one to go with? Let's compare Acima Leasing in Commerce, OK against Progressive Leasing so you can figure out which company has the application process, requirements, and store selection that sounds best for you.

How Do Acima Leasing and Progressive Leasing in Commerce, OK Work?

How does Acima Leasing work in Commerce, OK? What about Progressive Leasing? Applying with either company will look pretty similar. Browse at eligible Commerce retailers, find the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Commerce, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Commerce vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Commerce, OK share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Commerce, OK need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Commerce shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Commerce, OK

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Commerce allows you to shop at thousands of Commerce stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Commerce, OK stores.

What Items Can I Lease in Commerce, OK with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Commerce, OK are quite similar. Generally, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Commerce, OK?

Determining the right lease-to-own company in Commerce, OK is a personal choice we can't make for you. To choose the right fit, consider the application process, approval requirements, and which Commerce stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.