Choosing Your Ardmore, OK Lease-to-Own Company
When picking a lease-to-own company in Ardmore, OK, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Ardmore and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Ardmore, OK Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Ardmore, OK tend to work the same way. You shop at an approved Ardmore retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Ardmore, OK will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Ardmore, OK Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Ardmore, OK retailers are approved by Snap Finance or Acima Leasing. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Ardmore, OK
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Ardmore, OK and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Ardmore businesses to national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Ardmore, OK or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Ardmore, OK?
Snap Finance and Acima Leasing both want to help shoppers in Ardmore OK get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ardmore, OK. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Ardmore, OK also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Ardmore, OK? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Ardmore, OK. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.