What to Look for in Youngstown, OH Lease-to-Own Companies
When choosing a lease-to-own company in Youngstown, OH, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Youngstown so you know which company is your best fit.
Snap Finance in Youngstown, OH vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Youngstown, OH lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Youngstown retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Youngstown, OH will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Youngstown, OH Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Youngstown, OH. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Youngstown, OH Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Youngstown, OH businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Youngstown and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Youngstown, OH or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Youngstown, OH
Snap Finance and Acima Leasing both want to help shoppers in Youngstown OH get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Youngstown, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
For Acima Leasing in Youngstown, OH, you will also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Youngstown, OH, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Youngstown, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.