Choosing Your Xenia, OH Lease-to-Own Company
When comparing lease-to-own companies in Xenia, OH, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Xenia so you can determine which company is right for you.
Snap Finance in Xenia, OH vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Xenia, OH tend to work the same way. You shop at an approved Xenia retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Xenia, OH will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Xenia, OH?
The items you can shop for vary based on which Xenia, OH retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Xenia, OH
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Xenia, OH businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Xenia and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Xenia, OH stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Xenia, OH
Everyone in Xenia, OH deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Xenia, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Xenia, OH, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Xenia, OH, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Xenia, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.