What to Look for in Wilmington, OH Lease-to-Own Companies
When comparing lease-to-own companies in Wilmington, OH, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Wilmington so you can determine which company is right for you.
How Does Lease-to-Own in Wilmington, OH Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Wilmington, OH lease-to-own companies operate similarly. You shop in person or online at an approved Wilmington retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Wilmington, OH or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Wilmington, OH Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Wilmington, OH retailers are approved by Snap Finance or Acima Leasing. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Wilmington, OH and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Wilmington, OH as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Wilmington stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Wilmington, OH or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Wilmington, OH?
Snap Finance and Amica Leasing are dedicated to helping Wilmington, OH shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Wilmington, OH, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
Acima Leasing in Wilmington, OH also requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Wilmington, OH, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Wilmington, OH. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.