How to Choose a Lease-to-Own Company in Wickliffe, OH
When picking a lease-to-own company in Wickliffe, OH, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Wickliffe and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Wickliffe, OH Work
How does Acima Leasing work? Or Snap Finance? Whichever Wickliffe, OH lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Wickliffe retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Wickliffe, OH or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Wickliffe, OH Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Wickliffe, OH retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Wickliffe, OH Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Wickliffe, OH as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Wickliffe and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Wickliffe, OH stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Wickliffe, OH
Both Snap Finance and Amica Leasing aim to help shoppers in Wickliffe, OH with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Wickliffe, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Wickliffe, OH also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Wickliffe, OH? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Wickliffe, OH shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.