Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Wheelersburg, OH

You’re ready to shop with help from a lease-to-own company in Wheelersburg, OH. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Wheelersburg, OH

When selecting a lease-to-own company in Wheelersburg, OH, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Wheelersburg so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Wheelersburg, OH Work

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Wheelersburg, OH tend to work the same way. First, you pick from a list of approved Wheelersburg retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, pick the eligible items you want, and Snap Finance in Wheelersburg, OH or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Wheelersburg, OH?

The items you can shop for in Wheelersburg, OH depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Wheelersburg, OH

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Wheelersburg, OH retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Wheelersburg and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Wheelersburg, OH.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Wheelersburg, OH?

Snap Finance and Acima Leasing both want to help shoppers in Wheelersburg OH get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Wheelersburg, OH. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.

Acima Leasing in Wheelersburg, OH also requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Wheelersburg, OH Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Wheelersburg, OH shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.