Choosing Your Warren, OH Lease-to-Own Company
When choosing a lease-to-own company in Warren, OH, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Warren and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Warren, OH Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Warren, OH follow similar models. First, you pick from a list of approved Warren retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Warren, OH will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Warren, OH Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Warren, OH depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Warren, OH
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Warren, OH businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Warren stores and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Warren, OH or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Warren, OH?
Both Snap Finance and Amica Leasing aim to help shoppers in Warren, OH with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Warren, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Warren, OH also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Warren, OH Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Warren, OH shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.