Choosing a Lease-to-Own Company in Wadsworth, OH
When selecting a lease-to-own company in Wadsworth, OH, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Wadsworth so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Wadsworth, OH
How does Snap Finance work? Or Acima Leasing? Whichever Wadsworth, OH lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Wadsworth and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Wadsworth, OH or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
Wadsworth, OH Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Wadsworth, OH. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Wadsworth, OH and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Wadsworth, OH as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Wadsworth and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Wadsworth, OH.
What Are the Requirements for Acima Leasing vs. Snap Finance in Wadsworth, OH?
For shoppers in Wadsworth, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Wadsworth, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Wadsworth, OH also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Wadsworth, OH Lease-to-Own Company
Many shoppers across Wadsworth, OH can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.