How Do I Choose Between Lease-to-Own Companies in Vermilion, OH?
Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Vermilion, how do you know which one to choose? Let's compare Acima Leasing in Vermilion, OH against Progressive Leasing so you can decide which company has the application process, requirements, and store selection that sounds best for you.
Vermilion Acima Leasing vs. Progressive Leasing: How Do They Work?
How does Progressive Leasing work in Vermilion, OH? And how does Acima Leasing work? Applying with either company will look pretty similar. Browse at eligible Vermilion retailers, choose the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Vermilion, you can be approved for up to $5,000!
Vermilion Acima Leasing Requirements vs. Progressive Leasing Requirements
While Acima Leasing and Progressive Leasing in Vermilion, OH have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing in Vermilion, OH requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Vermilion shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Where in Vermilion Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Vermilion, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Vermilion, OH, or view Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Vermilion, OH
Progressive Leasing and Acima Leasing in Vermilion, OH consider the same items leasable. Typically, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Vermilion, OH?
Determining the right lease-to-own company in Vermilion, OH is a personal choice we can't make for you. You have to select the right fit for you based on approval requirements, which stores in Vermilion you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.