How to Choose a Lease-to-Own Company in Van Wert, OH
When picking a lease-to-own company in Van Wert, OH, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Van Wert so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Van Wert, OH Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Van Wert, OH follow similar models. You shop in person or online at an approved Van Wert retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in Van Wert, OH or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Van Wert, OH?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Van Wert, OH. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Van Wert, OH Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Van Wert, OH and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Van Wert stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Van Wert, OH, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Van Wert, OH?
Snap Finance and Acima Leasing both want to help shoppers in Van Wert OH get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Van Wert, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Van Wert, OH also requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Van Wert, OH
Acima Leasing and Snap Finance are great options for Van Wert, OH shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.