Choosing a Lease-to-Own Company in Urbana, OH
When picking a lease-to-own company in Urbana, OH, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Urbana so you can decide which company sounds best for you.
How Does Lease-to-Own in Urbana, OH Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Urbana, OH lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Urbana retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Urbana, OH will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Urbana, OH?
The items you can shop for in Urbana, OH depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Urbana, OH and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Urbana, OH retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Urbana and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Urbana, OH or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Urbana, OH?
For shoppers in Urbana, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Urbana, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
Acima Leasing in Urbana, OH also requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Urbana, OH
Acima Leasing and Snap Finance have a lot to offer shoppers in Urbana, OH. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.