How Do I Choose Between Lease-to-Own Companies in Urbana, OH?
Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Urbana, but how do you know which one to go with? Let's compare Acima Leasing in Urbana, OH against Progressive Leasing so you can decide which company has the application process, requirements, and store selection that sounds best for you.
Urbana Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Urbana, OH? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Urbana, pick out the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!
What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Urbana, you can be approved for up to $5,000!
Urbana Acima Leasing Requirements vs. Progressive Leasing Requirements
While Acima Leasing and Progressive Leasing in Urbana, OH have similar application processes, they have different requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing in Urbana, OH requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Urbana shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Where in Urbana Can I Shop with Acima Leasing vs. Progressive Leasing?
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Urbana and online, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Urbana, OH, or shop Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Urbana, OH?
The rules for leasable items at Acima Leasing and Progressive Leasing in Urbana, OH are quite similar. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Acima Leasing or Progressive Leasing the Best Urbana, OH Lease-to-Own Company?
Determining the right lease-to-own company in Urbana, OH is a personal choice we can't make for you. To choose the right fit, consider the application process, approval requirements, and which Urbana stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.