What to Look for in Upper Arlington, OH Lease-to-Own Companies
When choosing a lease-to-own company in Upper Arlington, OH, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Upper Arlington and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Upper Arlington, OH
How does Snap Finance work? Or Acima Leasing? Whichever Upper Arlington, OH lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Upper Arlington retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Upper Arlington, OH or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Upper Arlington, OH Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Upper Arlington, OH retailers are approved by Snap Finance or Acima Leasing. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Upper Arlington, OH
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Upper Arlington, OH businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Upper Arlington businesses to national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Upper Arlington, OH, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Upper Arlington, OH?
Snap Finance and Acima Leasing both want to help shoppers in Upper Arlington OH get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Upper Arlington, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Upper Arlington, OH, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Upper Arlington, OH? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Upper Arlington, OH. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.