Choosing Your University Heights, OH Lease-to-Own Company
When comparing lease-to-own companies in University Heights, OH, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in University Heights and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in University Heights, OH
How does Acima Leasing work? Or Snap Finance? Most University Heights, OH lease-to-own companies operate similarly. You shop in person or online at an approved University Heights retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in University Heights, OH will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in University Heights, OH?
The items you can shop for vary based on which University Heights, OH retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
University Heights, OH Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in University Heights, OH as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in University Heights and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find University Heights, OH stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in University Heights, OH?
Everyone in University Heights, OH deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in University Heights, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in University Heights, OH, you will also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in University Heights, OH, the Choice Is Yours
Acima Leasing and Snap Finance are great options for University Heights, OH shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.