Lease-to-Own in Troy, OH: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Troy, OH? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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More Information

How Do I Choose Between Lease-to-Own Companies in Troy, OH?

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Troy, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Troy, OH so you can decide which company has the application process, requirements, and store selection that sounds best for you.

Troy Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Troy, OH? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible Troy stores, select the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Troy, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Troy vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Troy, OH share similar application processes, they don't have the same requirements. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Troy, OH need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Acima Leasing and Progressive Leasing both help shoppers in Troy who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.

Where in Troy Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Troy stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Troy, OH, or view Acima Leasing's online retailers.

What Items Can I Lease in Troy, OH with Acima Leasing vs. Progressive Leasing?

Acima Leasing and Progressive Leasing in Troy, OH follow similar guidelines for leasable items. In general, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Troy, OH?

The choice of lease-to-own company in Troy, OH is entirely in your hands. The right choice for you will depend on approval requirements, which stores in Troy you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.