How to Choose a Lease-to-Own Company in Tallmadge, OH

When choosing a lease-to-own company in Tallmadge, OH, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Tallmadge and Snap Finance so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Tallmadge, OH Work

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Tallmadge, OH follow similar models. First, you pick from a list of approved Tallmadge retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Tallmadge, OH will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Tallmadge, OH?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Tallmadge, OH. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Tallmadge, OH

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Tallmadge, OH as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Tallmadge businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Tallmadge, OH.

What’s Needed to Apply for Acima Leasing or Snap Finance in Tallmadge, OH

For shoppers in Tallmadge, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Tallmadge, OH, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

Acima Leasing in Tallmadge, OH also requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Tallmadge, OH Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Tallmadge, OH. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.