Choosing a Lease-to-Own Company in Strongsville, OH
When comparing lease-to-own companies in Strongsville, OH, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Strongsville so you can determine which company is right for you.
Snap Finance in Strongsville, OH vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Strongsville, OH lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Strongsville retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Strongsville, OH will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Strongsville, OH?
The items you can shop for vary based on which Strongsville, OH retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Strongsville, OH
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Strongsville, OH and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Strongsville and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Strongsville, OH stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Strongsville, OH
Both Snap Finance and Amica Leasing support Strongsville, OH residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Strongsville, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Strongsville, OH also need at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Strongsville, OH Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Strongsville, OH shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.