How to Choose a Lease-to-Own Company in Stow, OH
When picking a lease-to-own company in Stow, OH, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Stow and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Stow, OH
How does Acima Leasing work? Or Snap Finance? Most Stow, OH lease-to-own companies operate similarly. To start, you choose an approved retailer in Stow and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Stow, OH or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Stow, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Stow, OH. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Stow, OH Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Stow, OH and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Stow businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Stow, OH stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Stow, OH?
Snap Finance and Acima Leasing both want to help shoppers in Stow OH get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Stow, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Stow, OH also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Stow, OH, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Stow, OH. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.