How to Choose a Lease-to-Own Company in Springboro, OH
When comparing lease-to-own companies in Springboro, OH, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Springboro and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Springboro, OH Work
How does Acima Leasing work? Or Snap Finance? Whichever Springboro, OH lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Springboro retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Springboro, OH will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Springboro, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Springboro, OH. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Springboro, OH Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Springboro, OH retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Springboro and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Springboro, OH stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Springboro, OH?
Snap Finance and Acima Leasing both want to help shoppers in Springboro OH get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Springboro, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
For Acima Leasing in Springboro, OH, you will also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Springboro, OH
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Springboro, OH. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.