Choosing a Lease-to-Own Company in Spencer, OH
When selecting a lease-to-own company in Spencer, OH, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Spencer and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Spencer, OH
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Spencer, OH tend to work the same way. You shop at an approved Spencer retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Snap Finance in Spencer, OH or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Spencer, OH?
The items you can shop for vary based on which Spencer, OH retailers are approved by Snap Finance or Acima Leasing. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Spencer, OH
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Spencer, OH as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Spencer stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Spencer, OH, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Spencer, OH
Snap Finance and Amica Leasing are dedicated to helping Spencer, OH shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Spencer, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
Acima Leasing in Spencer, OH also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Spencer, OH Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Spencer, OH shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.