Lease-to-Own in Spencer, OH: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Spencer, OH? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Spencer, OH

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but lack the funds. When looking at companies like Progressive Leasing in Spencer, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in Spencer, OH to help you determine which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Spencer, OH Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Spencer, OH? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Spencer, choose the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Spencer, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Spencer vs. Acima Leasing

Acima Leasing and Progressive Leasing in Spencer, OH might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Spencer, OH requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Spencer shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.

Progressive Leasing vs. Acima Leasing: Spencer, OH Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Spencer, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Spencer, OH, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Spencer, OH?

Acima Leasing and Progressive Leasing in Spencer, OH follow similar guidelines for leasable items. Generally, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Spencer, OH?

The choice of lease-to-own company in Spencer, OH is entirely in your hands. The best option for you depends on which Spencer retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.