How to Choose a Lease-to-Own Company in South Point, OH
When selecting a lease-to-own company in South Point, OH, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in South Point and Snap Finance so you can find the right company for you.
Snap Finance in South Point, OH vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever South Point, OH lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved South Point retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Snap Finance in South Point, OH or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in South Point, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in South Point, OH. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in South Point, OH
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local South Point, OH retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small South Point businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in South Point, OH, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in South Point, OH
For shoppers in South Point, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in South Point, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in South Point, OH, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in South Point, OH
Acima Leasing and Snap Finance have a lot to offer shoppers in South Point, OH. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.