How to Choose a Lease-to-Own Company in Sheffield, OH
When choosing a lease-to-own company in Sheffield, OH, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Sheffield so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Sheffield, OH
How does Snap Finance work? Or Acima Leasing? Most Sheffield, OH lease-to-own companies operate similarly. You shop in person or online at an approved Sheffield retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Sheffield, OH will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Sheffield, OH?
The items you can shop for in Sheffield, OH depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Sheffield, OH and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Sheffield, OH and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Sheffield and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Sheffield, OH stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Sheffield, OH
Both Snap Finance and Amica Leasing support Sheffield, OH residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Sheffield, OH, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Sheffield, OH requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Sheffield, OH? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Sheffield, OH. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.