How to Choose a Lease-to-Own Company in Sharonville, OH
When picking a lease-to-own company in Sharonville, OH, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Sharonville so you can determine which company is right for you.
How Does Lease-to-Own in Sharonville, OH Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Sharonville, OH follow similar models. To start, you choose an approved retailer in Sharonville and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance in Sharonville, OH or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Sharonville, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Sharonville, OH. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Sharonville, OH
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Sharonville, OH and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Sharonville businesses to national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Sharonville, OH.
What’s Needed to Apply for Acima Leasing or Snap Finance in Sharonville, OH
Snap Finance and Amica Leasing are dedicated to helping Sharonville, OH shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Sharonville, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Sharonville, OH also requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Sharonville, OH Lease-to-Own Company
Many shoppers across Sharonville, OH can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.