Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Seville, OH

You’re ready to shop with help from a lease-to-own company in Seville, OH. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Seville, OH Lease-to-Own Company

When comparing lease-to-own companies in Seville, OH, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Seville and Snap Finance so you can determine which company is right for you.

Snap Finance in Seville, OH vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most Seville, OH lease-to-own companies operate similarly. To start, you choose an approved retailer in Seville and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, shop for the eligible products you want to get, and Acima Leasing in Seville, OH or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Seville, OH?

The items you can shop for vary based on which Seville, OH retailers are approved by Snap Finance or Acima Leasing. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Seville, OH and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Seville, OH and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Seville and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Seville, OH, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Seville, OH

Snap Finance and Amica Leasing are dedicated to helping Seville, OH shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Seville, OH. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.

Acima Leasing in Seville, OH also requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Seville, OH? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Seville, OH shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.