What to Look for in Salem, OH Lease-to-Own Companies
When comparing lease-to-own companies in Salem, OH, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Salem so you can determine which company is right for you.
Snap Finance in Salem, OH vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Salem, OH tend to work the same way. You shop in person or online at an approved Salem retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance in Salem, OH or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Salem, OH?
The items you can shop for in Salem, OH depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Salem, OH
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Salem, OH businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Salem stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Salem, OH or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Salem, OH
Both Snap Finance and Amica Leasing support Salem, OH residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Salem, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Salem, OH, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Salem, OH? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Salem, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.