Choosing a Lease-to-Own Company in Reynoldsburg, OH
When selecting a lease-to-own company in Reynoldsburg, OH, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Reynoldsburg and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Reynoldsburg, OH
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Reynoldsburg, OH follow similar models. You shop in person or online at an approved Reynoldsburg retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Reynoldsburg, OH will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Reynoldsburg, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Reynoldsburg, OH. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Reynoldsburg, OH
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Reynoldsburg, OH and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Reynoldsburg businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Reynoldsburg, OH stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Reynoldsburg, OH
Everyone in Reynoldsburg, OH deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Reynoldsburg, OH, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Reynoldsburg, OH also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Reynoldsburg, OH Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Reynoldsburg, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.