How to Choose a Lease-to-Own Company in Ravenna, OH
When picking a lease-to-own company in Ravenna, OH, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Ravenna and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Ravenna, OH
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Ravenna, OH follow similar models. To start, you choose an approved retailer in Ravenna and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Ravenna, OH will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Ravenna, OH?
The items you can shop for in Ravenna, OH depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Ravenna, OH
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Ravenna, OH businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Ravenna and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Ravenna, OH stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Ravenna, OH?
For shoppers in Ravenna, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Ravenna, OH, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Ravenna, OH also requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Ravenna, OH? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Ravenna, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.