You need a lease-to-own option in Proctorville, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.
How to Choose a Lease-to-Own Company in Proctorville, OH
When comparing lease-to-own companies in Proctorville, OH, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Proctorville and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Proctorville, OH Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Proctorville, OH tend to work the same way. You shop in person or online at an approved Proctorville retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Proctorville, OH will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Proctorville, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Proctorville, OH. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Proctorville, OH Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Proctorville, OH retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Proctorville stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Proctorville, OH stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Proctorville, OH
For shoppers in Proctorville, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Proctorville, OH, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Proctorville, OH, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Proctorville, OH Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Proctorville, OH. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.