Choosing a Lease-to-Own Company in Pleasant City, OH
When comparing lease-to-own companies in Pleasant City, OH, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Pleasant City and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Pleasant City, OH
How does Snap Finance work? Or Acima Leasing? Whichever Pleasant City, OH lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Pleasant City retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Pleasant City, OH will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Pleasant City, OH?
The items you can shop for vary based on which Pleasant City, OH retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Pleasant City, OH
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Pleasant City, OH as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Pleasant City stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Pleasant City, OH, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Pleasant City, OH?
Snap Finance and Acima Leasing both want to help shoppers in Pleasant City OH get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Pleasant City, OH, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Pleasant City, OH also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Pleasant City, OH? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Pleasant City, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.