What to Look for in Piqua, OH Lease-to-Own Companies
When picking a lease-to-own company in Piqua, OH, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Piqua so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Piqua, OH Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Piqua, OH follow similar models. To start, you choose an approved retailer in Piqua and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Piqua, OH or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Piqua, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Piqua, OH. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Piqua, OH and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Piqua, OH as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Piqua stores and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Piqua, OH, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Piqua, OH
Both Snap Finance and Amica Leasing aim to help shoppers in Piqua, OH with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Piqua, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Piqua, OH, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Piqua, OH
Acima Leasing and Snap Finance have a lot to offer shoppers in Piqua, OH. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.