Choosing a Lease-to-Own Company in Perrysville, OH
When comparing lease-to-own companies in Perrysville, OH, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Perrysville so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Perrysville, OH Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Perrysville, OH lease-to-own companies operate similarly. To start, you choose an approved retailer in Perrysville and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Perrysville, OH or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Perrysville, OH?
The items you can shop for in Perrysville, OH depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Perrysville, OH Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Perrysville, OH retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Perrysville stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Perrysville, OH, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Perrysville, OH?
Snap Finance and Acima Leasing both want to help shoppers in Perrysville OH get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Perrysville, OH. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Perrysville, OH, you will also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Perrysville, OH, the Choice Is Yours
Many shoppers across Perrysville, OH can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.