How to Choose a Lease-to-Own Company in Orient, OH
When selecting a lease-to-own company in Orient, OH, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Orient so you know which company is your best fit.
Snap Finance in Orient, OH vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Orient, OH lease-to-own companies operate similarly. To start, you choose an approved retailer in Orient and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Orient, OH will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Orient, OH?
The items you can shop for vary based on which Orient, OH retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Orient, OH
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Orient, OH businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Orient and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Orient, OH stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Orient, OH?
Both Snap Finance and Amica Leasing aim to help shoppers in Orient, OH with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Orient, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Orient, OH, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Orient, OH
Acima Leasing and Snap Finance are great options for Orient, OH shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.