What to Look for in Oakwood Village, OH Lease-to-Own Companies
When choosing a lease-to-own company in Oakwood Village, OH, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Oakwood Village so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Oakwood Village, OH Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Oakwood Village, OH lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Oakwood Village and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance in Oakwood Village, OH or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Oakwood Village, OH?
The items you can shop for in Oakwood Village, OH depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Oakwood Village, OH
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Oakwood Village, OH and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Oakwood Village businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Oakwood Village, OH stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Oakwood Village, OH?
Both Snap Finance and Amica Leasing aim to help shoppers in Oakwood Village, OH with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Oakwood Village, OH, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Oakwood Village, OH requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Oakwood Village, OH, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Oakwood Village, OH shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.