Lease-to-Own in Niles, OH: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Niles, OH, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Niles, OH

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but are low on cash. You have your choice of companies like Progressive Leasing in Niles, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Niles, OH so you can decide which company has the application process, requirements, and store selection that sounds best for you.

Niles Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Niles, OH? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Niles, choose the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Niles!

Lease-to-Own Requirements for Progressive Leasing in Niles vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Niles, OH have similar application processes, they have different requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Niles, OH, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Are you shopping in Niles with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Niles, OH Stores

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Niles and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Niles, OH, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Niles, OH?

The rules for leasable items at Acima Leasing and Progressive Leasing in Niles, OH are quite similar. Broadly speaking, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Niles, OH?

Determining the right lease-to-own company in Niles, OH is a personal choice we can't make for you. You have to select the right fit for you based on approval requirements, which stores in Niles you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.