Deciding Between Acima Leasing and Snap Finance in Newcomerstown, OH

You’re ready to shop with help from a lease-to-own company in Newcomerstown, OH. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing a Lease-to-Own Company in Newcomerstown, OH

When comparing lease-to-own companies in Newcomerstown, OH, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Newcomerstown and Snap Finance so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Newcomerstown, OH Work

How do Acima Leasing and Snap Finance work? Most Newcomerstown, OH lease-to-own companies operate similarly. You shop in person or online at an approved Newcomerstown retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Newcomerstown, OH will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!

Newcomerstown, OH Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Newcomerstown, OH. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Newcomerstown, OH

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Newcomerstown, OH and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Newcomerstown businesses to national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Newcomerstown, OH, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Newcomerstown, OH?

Snap Finance and Amica Leasing are dedicated to helping Newcomerstown, OH shoppers get the items they need — regardless of credit score. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Newcomerstown, OH. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Newcomerstown, OH also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Newcomerstown, OH? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Newcomerstown, OH. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.