Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Newark, OH

Looking for a lease-to-own company in Newark, OH? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Newark, OH Lease-to-Own Companies

When choosing a lease-to-own company in Newark, OH, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Newark so you know which company is your best fit.

How Does Lease-to-Own in Newark, OH Work?

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Newark, OH tend to work the same way. You shop at an approved Newark retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Snap Finance in Newark, OH or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Newark, OH?

The items you can shop for vary based on which Newark, OH retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Newark, OH

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Newark, OH businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Newark businesses to national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Newark, OH or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Newark, OH

Everyone in Newark, OH deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Newark, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.

For Acima Leasing in Newark, OH, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Newark, OH Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Newark, OH. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.