Lease-to-Own in Mt Vernon, OH: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Mt Vernon, OH? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Mt Vernon, OH

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Mt Vernon, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Mt Vernon, OH to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Mt Vernon Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Progressive Leasing work in Mt Vernon, OH? And how does Acima Leasing work? Both companies follow similar application processes. Shop at eligible retailers in Mt Vernon, choose the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Mt Vernon, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Mt Vernon vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Mt Vernon, OH have similar application processes, they have different requirements. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Mt Vernon, OH, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Mt Vernon shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.

Progressive Leasing vs. Acima Leasing: Mt Vernon, OH Stores

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Mt Vernon, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Mt Vernon, OH stores.

What Items Can I Lease in Mt Vernon, OH with Acima Leasing vs. Progressive Leasing?

Acima Leasing and Progressive Leasing in Mt Vernon, OH follow similar guidelines for leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Mt Vernon, OH?

The choice of lease-to-own company in Mt Vernon, OH is entirely in your hands. The best option for you depends on which Mt Vernon retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.