You need a lease-to-own option in Moraine, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.
Choosing Your Moraine, OH Lease-to-Own Company
When picking a lease-to-own company in Moraine, OH, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Moraine so you can determine which company is right for you.
Snap Finance in Moraine, OH vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Moraine, OH lease-to-own companies operate similarly. You shop at an approved Moraine retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance in Moraine, OH or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Moraine, OH?
The items you can shop for vary based on which Moraine, OH retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Moraine, OH
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Moraine, OH and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Moraine and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Moraine, OH stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Moraine, OH
Both Snap Finance and Amica Leasing support Moraine, OH residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Moraine, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
For Acima Leasing in Moraine, OH, you will also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Moraine, OH, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Moraine, OH. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.