How Do I Choose Between Lease-to-Own Companies in Moraine, OH?

Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but are low on cash. When looking at companies like Progressive Leasing in Moraine, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Moraine, OH so you can decide which company offers the requirements, store selection, and application process that fits your needs.

Moraine Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Moraine, OH? Applying with either company will look pretty similar. Shop at eligible retailers in Moraine, select the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Moraine, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Moraine vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Moraine, OH are alike, their requirements are different. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Moraine, OH need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Moraine with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Moraine Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Moraine and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Moraine, OH, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Moraine, OH?

You'll find that Progressive Leasing and Acima Leasing in Moraine, OH  have similar leasable items. Generally, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Moraine, OH?

The choice of lease-to-own company in Moraine, OH is entirely in your hands. You have to select the right fit for you based on which Moraine retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.