Choosing a Lease-to-Own Company in Mentor, OH
When comparing lease-to-own companies in Mentor, OH, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Mentor and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Mentor, OH
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Mentor, OH tend to work the same way. You shop in person or online at an approved Mentor retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Mentor, OH or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Mentor, OH?
The items you can shop for vary based on which Mentor, OH retailers are approved by Snap Finance or Acima Leasing. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Mentor, OH Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Mentor, OH businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Mentor stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Mentor, OH stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Mentor, OH?
Everyone in Mentor, OH deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Mentor, OH. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
For Acima Leasing in Mentor, OH, you will also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Mentor, OH Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mentor, OH. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.